Florida Medicaid provides health coverage to eligible low-income residents. Because Florida has not expanded Medicaid under the Affordable Care Act, eligibility is categorical — income limits vary sharply depending on whether you're a child, pregnant woman, parent, senior, or person with a disability.
Who qualifies, and at what income level
Children & pregnant women
Children and pregnant women qualify at considerably higher income levels than other adult categories, since these groups are prioritized under federal Medicaid rules and Florida's KidCare program.
Parents & caretakers
Florida has some of the lowest income limits in the country for parents and caretaker relatives — often only a few hundred dollars per month for a small family, since Florida has not expanded Medicaid.
Seniors & long-term care
Seniors and people with disabilities may qualify for long-term care Medicaid (nursing home or home and community-based services) through a separate income-cap pathway, with different asset and spousal protection rules than standard Medicaid.
How to apply
- Apply through ACCESS Florida — online, by mail, or in person at your local DCF service center.
- Long-term care applicants should also contact the Elder Helpline for guidance on SMMC-LTC programs.
- Find your local office — visit your county page for the DCF service center serving your area.
Elder & disability long-term care line: 1-800-963-5337 | ACCESS Customer Call Center: 1-850-300-4323